Investing with our customers and in our communities since 1938.

CFS Financial Services, an affiliate of Citizens First Savings Bank, was created to handle your investment needs; specializing in mutual funds and annuities through GNA Securities. We are experts in retirement planning, whether it be an individual IRA or business 401 (k) Pension Plan.

CFS Financial Services also handles estate planning, life insurance, health insurance, disability insurance and long term care insurance.

Call us today at 810.985.0436 or 1.800.820.9238 to see how easy it is to plan for your future. You can also reach us by fax at 810.987.0079

Insurance products are offered by CFS Insurance Agency, affiliated with Citizens First Savings Bank. Securities are offered by GNA Securities, Inc., a registered broker/dealer and member SIPC. GNA Securities is not affiliated with Citizens First Savings Bank. These financial products are not deposits with, or obligations of, the financial institution, are not guaranteed or endorsed by the financial institution or its affiliates, and are not insured by the FDIC, the Federal Reserve Board or any other government agency. Purchase of nondeposit products involves investment risk including possible loss of principal amount invested.